ChatGPT Plus and OpenAI API have become powerful assistants for many domestic users in their daily work and study. However, domestic users often face payment challenges when subscribing to ChatGPT Plus or recharging OpenAI API. Many people attempt to pay directly with domestic credit cards but fail due to payment channel restrictions or regional risk controls. This article will delve into the common issues faced by domestic credit card users when subscribing to ChatGPT Plus and recommend a payment tool specifically designed for domestic users—WildCard, to help you easily solve payment problems.
WildCard Official Website: https://leixue.com/go/yeka
The Dilemma of Subscribing to ChatGPT Plus with Domestic Credit Cards#
When domestic users try to subscribe to ChatGPT Plus, they often choose common UnionPay credit cards, such as those from China Merchants Bank, Industrial and Commercial Bank of China, or Bank of China. However, the actual situation is not optimistic. Subscribing to ChatGPT Plus requires binding to internationally accepted payment methods (such as Visa or MasterCard), while domestic-issued UnionPay single-brand cards usually only support RMB transactions and cannot complete USD payments directly. Even some Visa or MasterCard dual-brand cards issued by certain banks may fail due to OpenAI's payment system risk controls or regional restrictions. For example, some users reported that even using a Visa card from China Merchants Bank, the payment might still fail due to "transaction being intercepted."
Moreover, the recent launch of the o1 model by ChatGPT (requiring API usage level 5 and an account expenditure of at least $1,000) has further increased the demand for payment stability. Frequent payment failures not only waste time but may also lead to accounts being flagged as abnormal, affecting subsequent usage. Therefore, finding a stable and secure payment method has become an urgent need for domestic users.
Why Choose WildCard?#
To address the payment pain points of domestic users, WildCard offers a simple and efficient solution. As a U.S. virtual credit card designed specifically for subscribing to overseas software services, WildCard not only supports ChatGPT Plus subscriptions and OpenAI API recharges but can also be used for various overseas services such as Claude, Midjourney, and GitHub Copilot. Here are some of the major advantages of WildCard:
- Convenient Recharge Method: WildCard supports recharging via Alipay and WeChat, with a minimum single transaction of only $5, making it simple to operate without cumbersome currency conversions or third-party platform redirects. In contrast, virtual cards like Dupay, VCard, PokePay, or WasabiCard typically require recharge via USDT, which not only complicates the process but may also increase costs due to exchange rate fluctuations.
- High Stability and Security: WildCard's payment channels have been optimized over a long period, resulting in a high success rate and very few interceptions by OpenAI's payment system. Its team has extensive experience in overseas Fintech, ensuring stable payment channels and avoiding payment failures due to risk controls.
- Transparent Fee Structure: WildCard offers packages for $11.99 for one year or $16.99 for two years, with a card opening discount available using the invitation code "LEIXUE." The recharge fee is 3.5%, and there are no fees for consumption or withdrawals, making costs clear and transparent.
- Designed for Domestic Users: WildCard provides support for overseas home network environments, helping users bypass regional restrictions, making it particularly suitable for developers or content creators who need a stable IP environment.
How to Use WildCard to Subscribe to ChatGPT Plus?#
Using WildCard to subscribe to ChatGPT Plus is very simple and can be completed in just a few minutes. Here are the specific steps:
- Register a WildCard Account: Visit the WildCard official website, click "Register," enter your phone number (for mainland users, select +86), obtain a verification code, and submit. Don’t forget to enter the invitation code "LEIXUE" during registration to enjoy the card opening discount.
- Activate the Virtual Card: After logging in, go to the "My Cards" page, choose a one-year or two-year package (it is recommended to choose two years for better value), and pay the card opening fee via Alipay or WeChat. After activation, you will receive a virtual card number, expiration date, and CVV code.
- Recharge and Subscribe: On the "Recharge" page, recharge using Alipay or WeChat, and it is recommended to recharge $25 for the first time (to cover the $5 pre-authorization fee and $20 monthly fee). Then log in to the OpenAI official website, go to the subscription page, enter the card information provided by WildCard, and confirm the payment.
Comparison of Other Virtual Credit Cards#
Although there are various virtual credit cards suitable for domestic users on the market, such as Dupay and PokePay, these cards usually require recharge via cryptocurrency, which has a higher operational threshold and is less stable than WildCard. For example, PokePay occasionally experiences maintenance interruptions, while WasabiCard has an unstable payment success rate on the OpenAI platform. In contrast, WildCard's Alipay/WeChat recharge method and optimized payment channels make it the preferred choice among overseas virtual credit cards.
Conclusion: The Best Choice to Unlock ChatGPT Plus#
For domestic users, the biggest obstacle to subscribing to ChatGPT Plus or recharging OpenAI API lies in the limitations of payment channels. Traditional credit cards often fail due to currency or risk control issues, while WildCard, with its convenient recharge methods, high stability, and features designed specifically for domestic users, has become the ideal solution to this problem. Whether you are a developer, content creator, or small to medium-sized business user, WildCard can help you easily unlock the powerful features of overseas AI services. Visit Recommended U.S. Virtual Credit Cards now, register using the invitation code "LEIXUE," and start your ChatGPT Plus journey!