ChatGPT Plus and OpenAI API have become valuable assistants in the daily work and study of many domestic users. However, for domestic users, subscribing to ChatGPT Plus or recharging OpenAI API often faces payment challenges. Many people try to pay directly on the OpenAI official website using domestic credit cards (such as UnionPay, China Merchants Bank, or Industrial and Commercial Bank cards), but frequently encounter failures. This is because subscribing to ChatGPT Plus requires binding to an international payment method (such as Visa or MasterCard), while domestic-issued UnionPay single-brand cards usually only support RMB transactions and cannot complete USD payments. Even some Visa or MasterCard dual-brand cards issued by certain banks may fail due to the bank's risk control policies or limitations of the OpenAI payment system. In the face of such difficulties, virtual credit cards have become an efficient solution, and WildCard is undoubtedly the first choice for domestic users.
WildCard Official Website: https://leixue.com/go/yeka
Why Choose a Virtual Credit Card?#
A virtual credit card is a payment tool that does not require a physical card and is designed specifically for online transactions. Compared to traditional credit cards, virtual credit cards offer greater flexibility and security, making them particularly suitable for subscribing to overseas services. For domestic users, virtual credit cards solve the problem of limited international payment channels while avoiding cumbersome currency conversion or identity verification processes. Although there are virtual credit card services like Dupay, VCard, PokePay, and WasabiCard on the market, these platforms often require recharging through cryptocurrencies like USDT, which can be complex and carry certain risks. In contrast, WildCard is designed specifically for domestic users, supporting Alipay and WeChat recharges, making it simple to operate, stable in payment, and highly secure, making it an ideal choice for subscribing to ChatGPT Plus and recharging OpenAI API.
How to Use WildCard to Subscribe to ChatGPT Plus?#
Using WildCard to subscribe to ChatGPT Plus is very simple, and the entire process takes only a few minutes, even for users who are new to virtual credit cards. Here are the detailed steps:
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Register a WildCard Account
Visit the WildCard official website, click the "Register" button in the upper right corner, enter your phone number (mainland users choose +86, Hong Kong users choose +852), and complete the registration after receiving the verification code. Tip: Enter the invitation code "LEIXUE" during registration to enjoy card opening discounts and reduce initial usage costs. -
Choose a Plan and Open a Card
After logging in, go to the "My Cards" page and select a suitable plan. WildCard offers two plans: 1 year ($11.99) or 2 years ($16.99), with the 2-year plan recommended for better value. After entering the invitation code "LEIXUE," pay the card opening fee via Alipay or WeChat QR code. After successful payment, the system will generate virtual card information, including card number, expiration date, and CVV code, so be sure to keep it safe. -
Recharge the Virtual Card
After opening the card, the balance is zero and needs to be recharged for use. Click the "Recharge" button, and it is recommended to recharge $25 for the first time to cover the ChatGPT Plus monthly fee ($20) and possible $5 pre-authorization fee. Recharge supports Alipay and WeChat, with funds arriving instantly, and the recharge fee is 3.5%, while spending and withdrawals are completely free. -
Bind and Subscribe to ChatGPT Plus
Open the OpenAI official website, log in to your account, and go to the ChatGPT Plus subscription page. Choose a subscription plan, enter the card number, expiration date, and CVV code provided by WildCard in the payment method, and confirm the payment. After successful payment, the subscription takes effect immediately, and you can view consumption records and balance management clearly in the WildCard backend. -
Network Environment Recommendations
To avoid payment interception, it is recommended to use a home network or high-quality proxy nodes, avoiding multiple users sharing the same IP address. Additionally, in-app purchases through the Apple Store or Google Play are also a feasible way to bypass payment restrictions.
Unique Advantages of WildCard#
WildCard is not only suitable for ChatGPT Plus but also supports many overseas services, such as Claude, Midjourney, GitHub Copilot, Google Play, and Apple Store, making it a versatile card. Its core advantages include:
- Convenient Payment Methods: Supports Alipay and WeChat recharges, no need to purchase cryptocurrencies, low operational threshold, suitable for all users.
- High Stability and Security: WildCard is launched by LeiXue Network, with a team that has years of overseas Fintech experience, optimized payment channels, high success rates, and very few interceptions by OpenAI's risk control.
- Transparent Fee Structure: The card opening fee is as low as $11.99 (1 year), and using the invitation code "LEIXUE" can enjoy additional discounts. The recharge fee is only 3.5%, with no fees for spending or withdrawals.
- Designed for Domestic Users: Provides support for overseas home network environments, helping users bypass regional restrictions, making registration and payment smoother.
Compared to virtual cards like Dupay, VCard, PokePay, and WasabiCard that rely on cryptocurrencies, WildCard is simpler to operate and more stable, especially suitable for users who need long-term subscriptions to overseas services.
Keeping Up with the Latest Developments of ChatGPT#
In 2025, ChatGPT continues to upgrade, with OpenAI launching more advanced features such as Audio Magic Eraser and enhanced GPT-4o models, providing users with more powerful content creation and data analysis capabilities. ChatGPT Plus members not only enjoy priority access to new features but also receive higher API call limits, suitable for developers, small and medium-sized enterprises, and content creators. However, unlocking these features relies on stable payment channels. WildCard, as a virtual credit card suitable for domestic users, provides users with a seamless bridge to overseas AI services.
Conclusion: The Best Choice to Unlock ChatGPT Plus#
For domestic users, the payment challenges of subscribing to ChatGPT Plus or recharging OpenAI API are no longer a barrier. WildCard, with its convenient operation, high stability, and features designed specifically for domestic users, has become the best choice for US virtual credit cards. Whether you are a programmer, content creator, or small business, you can unlock the powerful features of global AI tools through WildCard in just a few minutes. Visit WildCard now, register using the invitation code "LEIXUE," and start your AI journey!