The birth of the WildCard virtual credit card platform originated from its development team's encounter with subscription payment challenges while using the OpenAI API: the inability to find available overseas credit cards. After multiple attempts, including borrowing credit cards from overseas friends and using different virtual credit cards, the WildCard team decided to leverage their resources to develop a virtual credit card tailored specifically for Chinese developers. The WildCard virtual credit card was born, successfully solving the problems faced by many Chinese developers in topping up the OpenAI API, subscribing to ChatGPT Plus, and various overseas payments.
WildCard Official Website：https://leixue.com/go/wildcard, use the invitation code “LEIXUE” to enjoy a discount on card opening.
Features of WildCard Virtual Credit Card#
- Simple registration, no KYC certification required, convenient top-up methods, supports Alipay and WeChat payments.
- Flexible withdrawals, allowing users to withdraw their balance to Alipay at any time with real-time arrival.
- Transparent fees:
- $11.99/year, $16.99/two years;
- Enjoy a $1 discount using the invitation code “LEIXUE” on Leixue Network;
- 3.5% top-up fee, no fees for withdrawals and consumption;
- Non-US consumption fee is 1% + $0.5;
- Pre-authorization cancellation fee is $1, transaction refund fee is 2%.
- A real US billing address is provided by default when opening the card, ensuring worry-free payments.
- Free access to a US household network environment, significantly improving the success rate of ChatGPT subscriptions.
Consumption Scenarios#
Including but not limited to: ChatGPT/OpenAI API, Claude, App Store, Google Play, Midjourney, Cursor, Poe, Perplexity, Amazon, Adobe, Twitter(X), Suno, Github, Patreon, Facebook, Openrouter, etc.
WildCard deeply understands user needs and provides a thoughtful solution: one-click upgrade service for ChatGPT. Through this service, WildCard offers free access to a US household network environment, greatly increasing the subscription success rate. On the payment interface, users can not only use WildCard's own virtual card but also choose virtual cards from other platforms, perfectly solving payment issues caused by IP address risk control.
For users of the OpenAI API, WildCard has also launched the “OpenAI API Network Forwarding” service, effectively avoiding the risk of account bans. Some platforms require phone number verification during registration, and WildCard also provides a free code receiving service (three free attempts per person), making it convenient for users to complete verification.
Related Links#
WildCard Official Website：leixue.com/go/wildcard
WildCard Invitation Code：LEIXUE (using the invitation code on Leixue Network can enjoy a discount on card opening fees)
WildCard Services：AI at Your Fingertips、API at Your Fingertips
More Virtual Card Recommendations：WildCard、VCard、Dupay、WasabiCard、PokeCard